Banking & Financial Services

Finance infrastructure has to evolve to make bank
Increasing regulations, more demanding customers, and the necessity of full ecosystems are driving digital transformation across the banking, financial and insurance institutions. Integrating emerging technologies across finance ecosystems will be key in building processes and systems for a future-ready industry.
Customer experience must be prioritized
Today’s consumers expect personalization and multichannel integration. This means extending ecosystems partnerships across industries and using a creative mindset to co-develop the products customers rely on.
Corporate technology has to catch up
Banks must compete with disruptive competition by rapidly innovating without sacrificing long-term business strategies. We can help to strike that careful balance.
Omnichannel has evolved to multi-experience
Banking-as-a-service and Open Banking are creating a paradigm shift. Banking leaders can’t afford to ignore these changes – as they aren’t simply trends. Akkodis can guide banks through developing synergy with embedded products and payments across the consumer lifecycle.
Core systems and capabilities must evolve
To support new digital business models, core systems and capabilities must be modernized to integrate properly with how vendor systems are evolving. This must be done strategically – balancing risk and stability. That’s where Akkodis comes in.
Retail Banking
The banking industry is facing increasing competition from tech giants and fintech companies. Legacy systems and increasing regulatory pressure mean traditional institutions are striving to develop smart banking solutions to keep up.

Smart Banking Strategy & Consulting
- Smart Architecture Foundation
- Cloud Strategy
- Intelligent Automation Services
- Reusable assets and solutions
- Fintech Solutions Consulting
Smart Solutions
- Agile/DevOps Transformation
- Innovation Accelerator
- Fintech CoEs
- Competence Centers
- Blockchain/DLT
- Data Analytics
- Embedded Finance Solutions
Customer 360°
- Omni Channel Solutions
- Customer Engagement Applications
- CRM, Sales & Marketing Solutions
- KYC, Bots-enabled & Virtual customer onboarding
Governance, Risk & Compliance
- Credit Risk Analytics
- Regulatory reporting
- Fraud Analytics
- Data Governance
Application Engineering & Automation
- Web & Mobile Application Development
- UI/UX Design
- Enterprise Application
- Testing, Sustenance
- Infrastructure Services
Legacy Modernization
- Cloud-Native Architecture, Migration
- Automation – AI, RPA, Analytics
- Microservices / APIs
- Re-engineering & Reverse Engineering
Insurance
The insurance industry is rapidly ramping up digital transformation in response to shifting customer demands – particularly around embedded insurance that integrates with the services that consumers rely on for work and play. The need for traditional institutions to scale up and accelerate operational processes is further driven by emerging insurance-tech companies (insurtechs), whose early adoption of new technologies has created a need for a stronger ecosystem.

Policy Management
- Actuarial Processes
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Predictive Analytics
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Policy Administration & Reinstatement
- Transaction Management
Underwriting & Risk Management
- Underwriting Management
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Fraud Detection, AML & Risk Management
- Auditing & Reporting
Claims Management
- Claims Processing & Automation
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Remittance Processing
- Subrogation & Litigation
Application & Infrastructure
- Web & Mobile Application Development
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UI/UX
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Enterprise Applications Integration / API
- Testing, Sustenance
Customer 360
- Omni Channel Solutions
- Customer Engagement Applications
- CRM, Sales & Marketing Solutions
- KYC, Bots-enabled & Virtual customer onboarding
Legacy Modernization
- Cloud-Native Architecture, Migration
- Automation – AI, RPA, Analytics
- Microservices / APIs
- Re-engineering & Reverse Engineering
FAQs about Banking & Financial Services Technology
Banking and financial services organizations are being transformed by artificial intelligence (AI), cloud computing, cybersecurity, data analytics, automation, and evolving customer expectations. Financial institutions are investing in digital platforms that improve customer experiences, streamline operations, strengthen regulatory compliance, and accelerate innovation.
At the same time, banks, insurers, payment providers, and asset managers must modernize legacy systems while maintaining security and operational resilience. Generative AI, real-time data platforms, and intelligent automation are becoming critical enablers of business growth and operational efficiency.
Akkodis helps financial institutions navigate this transformation by combining engineering expertise, digital solutions, cloud technologies, data services, and AI-driven innovation to create secure, scalable, and future-ready financial ecosystems.
At the same time, banks, insurers, payment providers, and asset managers must modernize legacy systems while maintaining security and operational resilience. Generative AI, real-time data platforms, and intelligent automation are becoming critical enablers of business growth and operational efficiency.
Akkodis helps financial institutions navigate this transformation by combining engineering expertise, digital solutions, cloud technologies, data services, and AI-driven innovation to create secure, scalable, and future-ready financial ecosystems.
AI and digital transformation are helping banks improve customer experiences, increase operational efficiency, strengthen compliance, and accelerate decision-making. AI technologies can automate repetitive processes, enhance fraud detection, support customer service through intelligent assistants, and generate insights from large volumes of financial data.
Digital transformation also enables banks to modernize customer journeys through mobile banking, personalized services, real-time analytics, and cloud-native platforms. These capabilities help financial institutions respond more quickly to market changes while reducing operational complexity.
Akkodis supports major financial institutions through digital transformation initiatives that improve reporting, automate business processes, modernize applications, and enhance customer-facing services.
Digital transformation also enables banks to modernize customer journeys through mobile banking, personalized services, real-time analytics, and cloud-native platforms. These capabilities help financial institutions respond more quickly to market changes while reducing operational complexity.
Akkodis supports major financial institutions through digital transformation initiatives that improve reporting, automate business processes, modernize applications, and enhance customer-facing services.
Generative AI is enabling financial institutions to automate knowledge-intensive activities such as customer support, document analysis, compliance reporting, risk assessment, and internal knowledge management. Banks and insurers are increasingly using generative AI to improve employee productivity, accelerate service delivery, and enhance customer engagement.
Examples include AI-powered virtual assistants, automated report generation, intelligent document processing, personalized financial recommendations, and compliance support systems. These applications help organizations reduce manual effort while improving consistency and responsiveness.
To successfully deploy generative AI, organizations must establish strong governance frameworks, data quality standards, cybersecurity controls, and responsible AI practices. Akkodis helps financial institutions design, implement, and scale AI solutions that balance innovation, compliance, security, and business value.
Examples include AI-powered virtual assistants, automated report generation, intelligent document processing, personalized financial recommendations, and compliance support systems. These applications help organizations reduce manual effort while improving consistency and responsiveness.
To successfully deploy generative AI, organizations must establish strong governance frameworks, data quality standards, cybersecurity controls, and responsible AI practices. Akkodis helps financial institutions design, implement, and scale AI solutions that balance innovation, compliance, security, and business value.
Many financial institutions continue to rely on legacy systems that support critical business operations but limit agility, scalability, and innovation. These environments often create challenges related to integration, maintenance costs, security vulnerabilities, regulatory requirements, and data accessibility.
Modernization initiatives typically involve cloud migration, application modernization, API integration, data platform transformation, and process automation. Successful modernization enables organizations to launch new products faster, improve customer experiences, and increase operational resilience.
Akkodis helps banks modernize complex technology landscapes through systems integration, cloud adoption, software engineering, and digital transformation programs that reduce technical debt while supporting business continuity and regulatory compliance.
Modernization initiatives typically involve cloud migration, application modernization, API integration, data platform transformation, and process automation. Successful modernization enables organizations to launch new products faster, improve customer experiences, and increase operational resilience.
Akkodis helps banks modernize complex technology landscapes through systems integration, cloud adoption, software engineering, and digital transformation programs that reduce technical debt while supporting business continuity and regulatory compliance.
Cybersecurity is a strategic priority for financial institutions because they manage highly sensitive customer, transaction, and financial data. Effective cybersecurity programs combine identity and access management, threat detection, security operations, incident response, vulnerability management, and regulatory compliance.
As digital channels expand and cyber threats become more sophisticated, organizations must continuously strengthen their security posture while maintaining seamless customer experiences. Cybersecurity investments also support operational resilience and regulatory obligations.
Akkodis supports financial services organizations through cybersecurity consulting, security operations, identity and access management, threat monitoring, and incident response capabilities. Projects include customer identity and access management initiatives for organizations and security transformation programs across global financial ecosystems.
As digital channels expand and cyber threats become more sophisticated, organizations must continuously strengthen their security posture while maintaining seamless customer experiences. Cybersecurity investments also support operational resilience and regulatory obligations.
Akkodis supports financial services organizations through cybersecurity consulting, security operations, identity and access management, threat monitoring, and incident response capabilities. Projects include customer identity and access management initiatives for organizations and security transformation programs across global financial ecosystems.
Technology is transforming insurance by improving underwriting, claims processing, customer engagement, risk assessment, and operational efficiency. Insurers are increasingly adopting AI, automation, cloud platforms, advanced analytics, and digital customer experiences to remain competitive in a rapidly changing market.
These technologies help insurers process claims faster, improve pricing accuracy, reduce administrative costs, and provide more personalized services. Digital platforms also support greater transparency and customer satisfaction throughout the policy lifecycle.
Akkodis works with insurance organizations to modernize information systems, develop digital platforms, implement AI-enabled capabilities, and improve operational performance.
These technologies help insurers process claims faster, improve pricing accuracy, reduce administrative costs, and provide more personalized services. Digital platforms also support greater transparency and customer satisfaction throughout the policy lifecycle.
Akkodis works with insurance organizations to modernize information systems, develop digital platforms, implement AI-enabled capabilities, and improve operational performance.
AI helps insurers automate claims processing, improve fraud detection, enhance underwriting decisions, and deliver personalized customer experiences. Machine learning models can analyze large volumes of structured and unstructured data to improve risk evaluation and operational efficiency.
AI also supports predictive analytics, customer retention strategies, and intelligent claims management workflows. These capabilities help insurers reduce costs while improving accuracy and service quality.
Akkodis helps insurance providers integrate AI into business operations through application modernization, data engineering, intelligent automation, and AI-native solution development that supports scalable and efficient insurance ecosystems.
AI also supports predictive analytics, customer retention strategies, and intelligent claims management workflows. These capabilities help insurers reduce costs while improving accuracy and service quality.
Akkodis helps insurance providers integrate AI into business operations through application modernization, data engineering, intelligent automation, and AI-native solution development that supports scalable and efficient insurance ecosystems.
Payment services are evolving toward real-time, digital-first, global transaction ecosystems. Customers increasingly expect secure, seamless, and instant payment experiences across multiple channels and devices. As a result, payment providers are investing heavily in automation, cybersecurity, cloud infrastructure, and advanced analytics.
Emerging technologies such as AI, embedded finance, digital wallets, and open banking are further transforming payment ecosystems. These innovations improve transaction efficiency while enabling new business models and customer experiences.
Akkodis supports payment organizations through operational transformation, workforce optimization, managed services, and technology modernization initiatives that help improve efficiency, scalability, and customer satisfaction.
Emerging technologies such as AI, embedded finance, digital wallets, and open banking are further transforming payment ecosystems. These innovations improve transaction efficiency while enabling new business models and customer experiences.
Akkodis supports payment organizations through operational transformation, workforce optimization, managed services, and technology modernization initiatives that help improve efficiency, scalability, and customer satisfaction.
Data has become a strategic asset in investment and asset management. Organizations use advanced analytics, AI, and centralized data platforms to improve portfolio management, risk assessment, customer insights, and investment decision-making.
Modern data ecosystems enable firms to consolidate information from multiple sources, create real-time visibility, and generate actionable insights. This improves operational efficiency while supporting more personalized client experiences and stronger investment outcomes.
Akkodis supports financial firms through data engineering, platform modernization, analytics solutions, and customer data initiatives that create unified views of information and improve decision-making capabilities.
Modern data ecosystems enable firms to consolidate information from multiple sources, create real-time visibility, and generate actionable insights. This improves operational efficiency while supporting more personalized client experiences and stronger investment outcomes.
Akkodis supports financial firms through data engineering, platform modernization, analytics solutions, and customer data initiatives that create unified views of information and improve decision-making capabilities.
Financial institutions operate within highly regulated and technology-intensive environments that require specialized expertise. Engineering and technology partners help organizations accelerate transformation initiatives by providing capabilities across software engineering, cloud computing, cybersecurity, data management, AI, systems integration, and operational optimization.
These partnerships enable financial institutions to modernize infrastructure, improve resilience, reduce costs, accelerate innovation, and bring new products to market more quickly. They also provide access to specialized talent and emerging technology expertise.
Akkodis acts as a strategic engineering and digital partner for banks, insurers, payment providers, and asset managers worldwide, helping organizations combine technology innovation with business outcomes to build secure, scalable, and future-ready financial services operations.
These partnerships enable financial institutions to modernize infrastructure, improve resilience, reduce costs, accelerate innovation, and bring new products to market more quickly. They also provide access to specialized talent and emerging technology expertise.
Akkodis acts as a strategic engineering and digital partner for banks, insurers, payment providers, and asset managers worldwide, helping organizations combine technology innovation with business outcomes to build secure, scalable, and future-ready financial services operations.